Warm, welcoming, and truly WATERFRONT--bring all your water toys! Located on historic Terra Ceia Island along Tillets Bayou, this Key West-style home offers the ultimate Old Florida lifestyle. Set directly on a canal with a 10,000 lb. boat lift and 50' dock (2023) complete with a new fish-cleaning station and jet ski dock, it's a dream for boating and fishing enthusiasts. The outdoor spaces are designed for fun and functionality: covered parking for vehicles or an RV, kayak launch, a 14' heated swim spa (2022), multiple patio areas, and two utility/workshop buildings. Watch manatees play in the bayou and enjoy the peaceful natural surroundings that make Terra Ceia so special. Inside the main level, you'll find 3 bedrooms, 2 baths, and 2,112 sq. ft. of beautifully appointed living space. The chef's kitchen features stainless steel appliances, maple cabinetry, and gorgeous quartz countertops. Additional highlights include natural wood flooring, a cozy free-standing fireplace, impact windows, an elevator, a wrap-around deck with screened sections, and motorized remote-control shades. The 1,328 sq. ft. first level offers three finished rooms with new XPR Laguna Sound Waterproof Collection flooring (2025) and double doors leading out to the expansive outdoor areas. A newer roof (2019) and extensive use of high-quality Pecky Cypress add durability and tropical charm. Just outside of Palmetto (34221) Florida, Terra Ceia Island's rich history dates back to 1843, and residents enjoy optional membership in the Terra Ceia Village Improvement Association (VIA)--a voluntary association you can join for $250 annually. The VIA provides access to a private boat ramp with water, covered pavilions, a pickleball court, camping, community events, secured gates. *The Hall,* located in a historic schoolhouse, serves as a beloved gathering place on the island. Terra Ceia even has its own USPS office! This rare waterfront retreat delivers the perfect blend of character, comfort, and coastal adventure--your own Florida paradise. 17 minutes to Downtown St. Pete, near Tampa, Bradenton's Riverwalk, Sarasota and a few of the best beaches in Florida. Your unique Island experience in Palmetto Florida (Terra Ceia Island) awaits you.