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Ad #7283600
MLS #2026032154

Not located in a flood zone, with no flood insurance required-a

2909 SW 38th St, Cape Coral, FL 33914
$775,000
4Beds
2Baths
2,204Sqft
0.25Acres

About this property

Not located in a flood zone, with no flood insurance required-a rare and valuable advantage for a Gulf access home in the highly sought-after Surfside neighborhood. Where else can you find a Gulf access pool home offering this much value? Opportunities like this are incredibly rare.This beautifully maintained, waterfront home perfectly combines modern updates, spacious living, and the Florida lifestyle you've been dreaming of. Built in 2005 and offering more than 2,200 square feet of living space, this home provides peace of mind with a new roof (2023), a new A/C system, and complete hurricane protection, including hurricane windows, electric roll-down and accordion shutters on all major openings. Boating enthusiasts will appreciate the Gulf access canal, expansive captain's walk with electric service already in place for your future dock or lift, and the fenced backyard that offers both privacy and convenience. Inside, you'll find tile flooring throughout, granite countertops in every bathroom, stainless steel appliances, custom blinds, plantation shutters, and four sets of sliding glass doors. A wall of windows fills the home with natural light while showcasing beautiful canal views from the main living areas and the spacious primary suite. Step outside to your private backyard oasis, where a large under-truss lanai provides plenty of shade overlooking the heated pool-the perfect place to relax, entertain guests, or enjoy Southwest Florida's year-round sunshine. If you've been searching for a move-in-ready Gulf access pool home in one of Cape Coral's most desirable neighborhoods, offering generous living space, major updates, waterfront boating access, and exceptional value-with the added benefit of no flood insurance requirement-this is the one you've been waiting for.

Property Features

4 Beds
2 Baths
2,204 Sqft
Built in 2005
0.25 Acres
1 Story
Driveway, Garage, Open
Siding: Block, Concrete, Stucco
Shingle Roof
Has Swimming Pool
Electric (Heating), Central
$1,178 / yr property tax
Lee County
CAPE CORAL Community

Contact Information

Kyle McMonigle

RE/MAX Nautical Realty

443-328-5337

Location

Map
Listing Agent: Kyle McMonigle (License #: 461024443) 443-328-5337
Broker: RE/MAX Nautical Realty 239-542-3332 Listing Site
Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BarrierFreeHome.com
Printed Jul 30, 2026

Photo Gallery

$775,000

4
Beds
2
Baths
2,204
Sqft

2909 SW 38th St, Cape Coral, FL 33914

By contacting this agent you agree to these Terms and Conditions.
Home Florida Cape Coral
Not located in a flood zone, with no flood insurance required-a
MLS# 2026032154
Home For Sale

Not located in a flood zone, with no flood insurance required-a

$775,000

2909 SW 38th St, Cape Coral, FL 33914

4
Beds
2
Baths
2,204
Sqft
0.25
Acres
$775,000
2909 SW 38th St, Cape Coral, FL 33914
4 Beds
2 Baths
2,204 Sqft
0.25 Acres

Accessibility Features

Accessible Approach with Ramp
Not located in a flood zone, with no flood insurance required-a rare and valuable advantage for a Gulf access home in the highly sought-after Surfside neighborhood. Where else can you find a Gulf access pool home offering this much value? Opportunities like this are incredibly rare.This beautifully maintained, waterfront home perfectly combines modern updates, spacious living, and the Florida lifestyle you've been dreaming of. Built in 2005 and offering more than 2,200 square feet of living space, this home provides peace of mind with a new roof (2023), a new A/C system, and complete hurricane protection, including hurricane windows, electric roll-down and accordion shutters on all major openings. Boating enthusiasts will appreciate the Gulf access canal, expansive captain's walk with electric service already in place for your future dock or lift, and the fenced backyard that offers both privacy and convenience. Inside, you'll find tile flooring throughout, granite countertops in every bathroom, stainless steel appliances, custom blinds, plantation shutters, and four sets of sliding glass doors. A wall of windows fills the home with natural light while showcasing beautiful canal views from the main living areas and the spacious primary suite. Step outside to your private backyard oasis, where a large under-truss lanai provides plenty of shade overlooking the heated pool-the perfect place to relax, entertain guests, or enjoy Southwest Florida's year-round sunshine. If you've been searching for a move-in-ready Gulf access pool home in one of Cape Coral's most desirable neighborhoods, offering generous living space, major updates, waterfront boating access, and exceptional value-with the added benefit of no flood insurance requirement-this is the one you've been waiting for.
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Property Details

HOME DETAILS

4 Beds
2 Baths
2,204 Sqft
Built in 2005
0.25 Acres
1 Story

EXTERIOR

Driveway, Garage, Open
Siding: Block, Concrete, Stucco
Shingle Roof
Has Swimming Pool

INTERIOR

Electric (Heating), Central

FINANCIAL & COMMUNITY

$1,178 / yr property tax
Lee County
CAPE CORAL Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7283600
Viewed
0 time
Listing Status
Active
Added
Jul 28, 2026
Last Refreshed
Jul 30, 2026 11:03:21 AM

Listing Information

Data Source
Florida Gulf Coast Multiple Listing Service, Inc.
Source Property ID
2026032154
Listing Agent: Kyle McMonigle (License #: 461024443) 443-328-5337
Broker: RE/MAX Nautical Realty 239-542-3332 Listing Site
Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Request Information

By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.

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Fully updated on a triple Gulf access lot, this home features a - photo 1
Fully updated on a triple Gulf access lot, this home features a - photo 2
Fully updated on a triple Gulf access lot, this home features a - photo 3
Fully updated on a triple Gulf access lot, this home features a - photo 4
Fully updated on a triple Gulf access lot, this home features a - photo 5
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Fully updated on a triple Gulf access lot, this home features a - photo 9
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Fully updated on a triple Gulf access lot, this home features a - photo 11
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Fully updated on a triple Gulf access lot, this home features a - photo 13
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Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 Wheelchair-accessible Housing & Universal Design Homes at Barrier Free Home
Part of Dream Home Network, Inc.
Last updated on 2026.07.30
Terms & Policy