Ad #6845857
MLS #779329
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK +
3530 Treasure Cir, Panama City, Florida, 32408
$1,259,000
3Beds
3Baths
1,986Sqft
0.220Acres
About this property
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.
Property Features
3 Beds
3 Baths
1,986 Sqft
Built in 2017
0.220 Acres
2 Stories
Siding: HardiplankType, WoodFrame
Metal Roof
Electric (Heating), Central
$5,690 / yr property tax
Bay County
Hampton Harbor Community
Additional Photos
Contact Information
Sean P Casilli
Coldwell Banker Realty
850-771-7731
Location
Listing Agent: Sean P Casilli (License #: SL3389725) 850-771-7731
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BarrierFreeHome.com
Printed Jul 24, 2026
Photo Gallery
$1,259,000
3
Beds
3
Baths
1,986
Sqft
3530 Treasure Cir, Panama City, Florida, 32408
By contacting this agent you agree to these Terms and Conditions.
MLS# 779329
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK +
$1,259,000
3530 Treasure Cir, Panama City, Florida, 32408
3
Beds
3
Baths
1,986
Sqft
0.220
Acres
$1,259,000
3530 Treasure Cir, Panama City, Florida, 32408
3 Beds
3 Baths
1,986 Sqft
0.220 Acres
Accessibility Features
Accessible Approach with Ramp
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.
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Property Details
HOME DETAILS
3 Beds
3 Baths
1,986 Sqft
Built in 2017
0.220 Acres
2 Stories
EXTERIOR
Siding: HardiplankType, WoodFrame
Metal Roof
INTERIOR
Electric (Heating), Central
FINANCIAL & COMMUNITY
$5,690 / yr property tax
Bay County
Hampton Harbor Community
See More Details
Location
Mortgage Calculator
Ad Statistics
Ad Number
6845857
Viewed
121 times
Listing Status
Active
Added
Nov 17, 2025
Last Refresh
Jul 24, 2026 04:01:17 PM
Listing Information
Data Source
Central Panhandle Association of REALTORS
Source Property ID
779329
Listing Agent: Sean P Casilli (License #: SL3389725) 850-771-7731
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Coldwell Banker Realty 850-814-0037 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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