Ad #7534181
MLS #261736
Set behind a private gate, this exceptional riverfront property
524 Cedar Creek Rd, Palatka, Florida, 32177
$919,000
3Beds
3Baths
3,722Sqft
1.470Acres
About this property
Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River-blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water's edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character. Step outside and the lifestyle takes center stage. The dock is fully equipped with water and electric, featuring a 10,000 lb. boat lift (approx. 12' x 21') and a generous wet slip (approx. 20' x 35'), providing direct access to the river. A waterfront tiki bar sets the tone for relaxed gatherings, with expansive views completing the backdrop. Great home for entertaining! Additional features include: - Detached, climate-controlled 20' x 40' workshop with potential for an accessory dwelling unit - Covered RV structure (approx. 20' x 42' x 14') with 20/30/50 amp service - Secondary gated access for RVs, boats, or equipment - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Open floor plan featuring stunning water views from almost all rooms! - Covered dock with Tiki Bar-perfect way to end the day - Huge screened back porch with wood ceiling a custom fans - Ample additional parking for guests - Newer roof, hardwood floors, granite countertops - Irrigation system servicing both front and rear grounds A rare opportunity to own a fully outfitted riverfront retreat-designed for boating, hosting, and living with intention.
Property Features
3 Beds
3 Baths
3,722 Sqft
Built in 1994
1.470 Acres
1 Story
Open, Gated, Garage
Siding: Brick
Metal Roof
Heat Pump (Heating), Central, Electric (Heating)
$8,548 / yr property tax
Putnam County
Bostwick Community
Additional Photos
Contact Information
Barbara Jenness
Barbara B. Jenness, P.A.
904-823-0027
Location
Listing Agent: Barbara Jenness 904-823-0027
Broker: Barbara B. Jenness, P.A. 904-823-0027 Listing Site
Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Barbara B. Jenness, P.A. 904-823-0027 Listing Site
Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BarrierFreeHome.com
Printed Jun 8, 2026
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$919,000
3
Beds
3
Baths
3,722
Sqft
524 Cedar Creek Rd, Palatka, Florida, 32177
By contacting this agent you agree to these Terms and Conditions.
MLS# 261736
Set behind a private gate, this exceptional riverfront property
$919,000
524 Cedar Creek Rd, Palatka, Florida, 32177
3
Beds
3
Baths
3,722
Sqft
1.470
Acres
$919,000
524 Cedar Creek Rd, Palatka, Florida, 32177
3 Beds
3 Baths
3,722 Sqft
1.470 Acres
Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River-blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water's edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character. Step outside and the lifestyle takes center stage. The dock is fully equipped with water and electric, featuring a 10,000 lb. boat lift (approx. 12' x 21') and a generous wet slip (approx. 20' x 35'), providing direct access to the river. A waterfront tiki bar sets the tone for relaxed gatherings, with expansive views completing the backdrop. Great home for entertaining! Additional features include: - Detached, climate-controlled 20' x 40' workshop with potential for an accessory dwelling unit - Covered RV structure (approx. 20' x 42' x 14') with 20/30/50 amp service - Secondary gated access for RVs, boats, or equipment - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Open floor plan featuring stunning water views from almost all rooms! - Covered dock with Tiki Bar-perfect way to end the day - Huge screened back porch with wood ceiling a custom fans - Ample additional parking for guests - Newer roof, hardwood floors, granite countertops - Irrigation system servicing both front and rear grounds A rare opportunity to own a fully outfitted riverfront retreat-designed for boating, hosting, and living with intention.
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Property Details
HOME DETAILS
3 Beds
3 Baths
3,722 Sqft
Built in 1994
1.470 Acres
1 Story
EXTERIOR
Open, Gated, Garage
Siding: Brick
Metal Roof
INTERIOR
Heat Pump (Heating), Central, Electric (Heating)
FINANCIAL & COMMUNITY
$8,548 / yr property tax
Putnam County
Bostwick Community
See More Details
Location
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Ad Statistics
Ad Number
7534181
Viewed
1 time
Listing Status
Active
Added
Apr 07, 2026
Last Refresh
Jun 08, 2026 09:04:43 PM
Listing Information
Data Source
St. Augustine & St. John's County Board of Realtors
Source Property ID
261736
Listing Agent: Barbara Jenness 904-823-0027
Broker: Barbara B. Jenness, P.A. 904-823-0027 Listing Site
Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Barbara B. Jenness, P.A. 904-823-0027 Listing Site
Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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