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Ad #7534181
MLS #261736
Listing photo

Set behind a private gate, this exceptional riverfront property

524 Cedar Creek Rd, Palatka, Florida, 32177
$899,000
3Beds
3Baths
2,922Sqft
1.470Acres

About this property

Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River-blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water's edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character. Step outside and the lifestyle takes center stage. The dock is fully equipped with water and electric, featuring a 10,000 lb. boat lift (approx. 12' x 21') and a generous wet slip (approx. 20' x 35'), providing direct access to the river. A waterfront tiki bar sets the tone for relaxed gatherings, with expansive views completing the backdrop. Great home for entertaining! Additional features include: - Detached, climate-controlled 20' x 40' workshop with potential for an accessory dwelling unit - Covered RV structure (approx. 20' x 42' x 14') with 20/30/50 amp service - Secondary gated access for RVs, boats, or equipment - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Open floor plan featuring stunning water views from almost all rooms! - Covered dock with Tiki Bar-perfect way to end the day - Huge screened back porch with wood ceiling a custom fans - Ample additional parking for guests - Newer roof, hardwood floors, granite countertops - Irrigation system servicing both front and rear grounds A rare opportunity to own a fully outfitted riverfront retreat-designed for boating, hosting, and living with intention.

Property Features

3 Beds
3 Baths
2,922 Sqft
Built in 1994
1.470 Acres
1 Story
Garage, Gated, Open
Siding: Brick
Metal Roof
Heat Pump (Heating), Central, Electric (Heating)
$8,548 / yr property tax
Putnam County
Bostwick Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Barbara Jenness

Barbara B. Jenness, P.A.

904-823-0027

Location

Map
Listing Agent: Barbara Jenness 904-823-0027
Broker: Barbara B. Jenness, P.A. 904-823-0027 Listing Site
Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BarrierFreeHome.com
Printed Jul 24, 2026

Photo Gallery

Set behind a private gate, this exceptional riverfront property - photo 1
Set behind a private gate, this exceptional riverfront property - photo 2
Set behind a private gate, this exceptional riverfront property - photo 3
Set behind a private gate, this exceptional riverfront property - photo 4
Set behind a private gate, this exceptional riverfront property - photo 5
Set behind a private gate, this exceptional riverfront property - photo 6
Set behind a private gate, this exceptional riverfront property - photo 7
Set behind a private gate, this exceptional riverfront property - photo 8
Set behind a private gate, this exceptional riverfront property - photo 9
Set behind a private gate, this exceptional riverfront property - photo 10
Set behind a private gate, this exceptional riverfront property - photo 11
Set behind a private gate, this exceptional riverfront property - photo 12
Set behind a private gate, this exceptional riverfront property - photo 13
Set behind a private gate, this exceptional riverfront property - photo 14
Set behind a private gate, this exceptional riverfront property - photo 15
Set behind a private gate, this exceptional riverfront property - photo 16
Set behind a private gate, this exceptional riverfront property - photo 17
Set behind a private gate, this exceptional riverfront property - photo 18
Set behind a private gate, this exceptional riverfront property - photo 19
Set behind a private gate, this exceptional riverfront property - photo 20
Set behind a private gate, this exceptional riverfront property - photo 21
Set behind a private gate, this exceptional riverfront property - photo 22
Set behind a private gate, this exceptional riverfront property - photo 23
Set behind a private gate, this exceptional riverfront property - photo 24
Set behind a private gate, this exceptional riverfront property - photo 25
Set behind a private gate, this exceptional riverfront property - photo 26
Set behind a private gate, this exceptional riverfront property - photo 27
Set behind a private gate, this exceptional riverfront property - photo 28
Set behind a private gate, this exceptional riverfront property - photo 29
Set behind a private gate, this exceptional riverfront property - photo 30
Set behind a private gate, this exceptional riverfront property - photo 31
Set behind a private gate, this exceptional riverfront property - photo 32
Set behind a private gate, this exceptional riverfront property - photo 33
Set behind a private gate, this exceptional riverfront property - photo 34
Set behind a private gate, this exceptional riverfront property - photo 35
Set behind a private gate, this exceptional riverfront property - photo 36
Set behind a private gate, this exceptional riverfront property - photo 37
Set behind a private gate, this exceptional riverfront property - photo 38
Set behind a private gate, this exceptional riverfront property - photo 39
Set behind a private gate, this exceptional riverfront property - photo 40
Set behind a private gate, this exceptional riverfront property - photo 41
Set behind a private gate, this exceptional riverfront property - photo 42
Set behind a private gate, this exceptional riverfront property - photo 43
Set behind a private gate, this exceptional riverfront property - photo 44
Set behind a private gate, this exceptional riverfront property - photo 45
Set behind a private gate, this exceptional riverfront property - photo 46
Set behind a private gate, this exceptional riverfront property - photo 47
Set behind a private gate, this exceptional riverfront property - photo 48
Set behind a private gate, this exceptional riverfront property - photo 49
Set behind a private gate, this exceptional riverfront property - photo 50

$899,000

3
Beds
3
Baths
2,922
Sqft

524 Cedar Creek Rd, Palatka, Florida, 32177

By contacting this agent you agree to these Terms and Conditions.
Home Florida Palatka
Set behind a private gate, this exceptional riverfront property - photo 1
Set behind a private gate, this exceptional riverfront property - photo 2
Set behind a private gate, this exceptional riverfront property - photo 3
Set behind a private gate, this exceptional riverfront property - photo 4
Set behind a private gate, this exceptional riverfront property - photo 5
MLS# 261736
Home For Sale

Set behind a private gate, this exceptional riverfront property

$899,000

524 Cedar Creek Rd, Palatka, Florida, 32177

3
Beds
3
Baths
2,922
Sqft
1.470
Acres
$899,000
524 Cedar Creek Rd, Palatka, Florida, 32177
3 Beds
3 Baths
2,922 Sqft
1.470 Acres
Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River-blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water's edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character. Step outside and the lifestyle takes center stage. The dock is fully equipped with water and electric, featuring a 10,000 lb. boat lift (approx. 12' x 21') and a generous wet slip (approx. 20' x 35'), providing direct access to the river. A waterfront tiki bar sets the tone for relaxed gatherings, with expansive views completing the backdrop. Great home for entertaining! Additional features include: - Detached, climate-controlled 20' x 40' workshop with potential for an accessory dwelling unit - Covered RV structure (approx. 20' x 42' x 14') with 20/30/50 amp service - Secondary gated access for RVs, boats, or equipment - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Open floor plan featuring stunning water views from almost all rooms! - Covered dock with Tiki Bar-perfect way to end the day - Huge screened back porch with wood ceiling a custom fans - Ample additional parking for guests - Newer roof, hardwood floors, granite countertops - Irrigation system servicing both front and rear grounds A rare opportunity to own a fully outfitted riverfront retreat-designed for boating, hosting, and living with intention.
108 days
on BarrierFreeHome.com
28
views
0
saves

Property Details

HOME DETAILS

3 Beds
3 Baths
2,922 Sqft
Built in 1994
1.470 Acres
1 Story

EXTERIOR

Garage, Gated, Open
Siding: Brick
Metal Roof

INTERIOR

Heat Pump (Heating), Central, Electric (Heating)

FINANCIAL & COMMUNITY

$8,548 / yr property tax
Putnam County
Bostwick Community
See More Details

Location

Map
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Ad Statistics

Ad Number
7534181
Viewed
28 times
Listing Status
Active
Added
Apr 07, 2026
Last Refresh
Jul 24, 2026 04:01:17 PM

Listing Information

Data Source
St. Augustine & St. John's County Board of Realtors
Source Property ID
261736
Listing Agent: Barbara Jenness 904-823-0027
Broker: Barbara B. Jenness, P.A. 904-823-0027 Listing Site
Copyright © 2026 St. Augustine & St. John's County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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By proceeding, you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), its affiliates, and other real estate professionals that may not be associated with Dream Home Network, to contact you using the contact details you provided, via email, phone call, and text (SMS), including using automated dialing technology and prerecorded and artificial voice, for marketing or advertising purposes, including contacting you about your inquiry and other home-related matters. You understand that your consent to the foregoing is not a condition of any purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what you are looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at csv@dreamhomenetwork.com.
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SERVICES
Buy Buy Advertise
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ADDITIONAL MARKETS
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SUBSCRIBE
Receive notifications for new listings
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 Wheelchair-accessible Housing & Universal Design Homes at Barrier Free Home
Part of Dream Home Network, Inc.
Last updated on 2026.07.24
Terms & Policy