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Ad #7162425
MLS #793614
Listing photo

SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is

12815 Merial Pass, Panama City, FL 32409
$635,000
5Beds
4Baths
3,199Sqft
0.47Acres

About this property

SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is offering up to $10,000 toward Buyer's closing costs, interest rate buy-down, and/or other allowable expenses -- PLUS a one-year home warranty! Take advantage of these valuable incentives and make your move with less out-of-pocket expense at closing! Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costsfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resor

Property Features

5 Beds
4 Baths
3,199 Sqft
Built in 2014
0.47 Acres
2 Stories
Gated
Siding: Brick
Shingle Roof
Has Swimming Pool
Central, Electric (Heating)
Bay County
Lake Merial Phase One Community

Additional Photos

Additional listing photo 1
Additional listing photo 2
Additional listing photo 3
Additional listing photo 4

Contact Information

Kaci A Hawes

Neubauer Real Estate, Inc. ERA

850-628-4537

Location

Map
Listing Agent: Kaci A Hawes (License #: SL3441260) 850-628-4537
Broker: Neubauer Real Estate, Inc. ERA 850-785-1551 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BarrierFreeHome.com
Printed Sep 7, 2026

Photo Gallery

SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 1
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 2
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 3
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 4
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 5
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 6
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 7
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 8
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 9
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 10
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 11
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 12
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 13
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 14
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 15
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 16
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 17
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 18
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 19
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 20
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 21
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 22
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 23
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 24
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 25
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 26
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 27
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 28
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 29
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 30
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 31
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 32
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 33
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 34
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 35
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 36
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 37
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 38
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 39
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 40
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 41
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 42
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 43
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 44
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 45
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 46
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 47
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 48
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 49
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 50

$635,000

5
Beds
4
Baths
3,199
Sqft

12815 Merial Pass, Panama City, FL 32409

By contacting this agent you agree to these Terms and Conditions.
Home Florida Panama City
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 1
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 2
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 3
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 4
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is - photo 5
MLS# 793614
Home For Sale
$635,000

12815 Merial Pass, Panama City, FL 32409

5
Beds
4
Baths
3,199
Sqft
0.47
Acres
$635,000

12815 Merial Pass, Panama City, FL 32409

5 Beds
4 Baths
3,199 Sqft
0.47 Acres
Accessibility Features
Accessible Approach with Ramp

SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is

SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is offering up to $10,000 toward Buyer's closing costs, interest rate buy-down, and/or other allowable expenses -- PLUS a one-year home warranty! Take advantage of these valuable incentives and make your move with less out-of-pocket expense at closing! Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costsfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resor
33 days
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Property Details

HOME DETAILS

5 Beds
4 Baths
3,199 Sqft
Built in 2014
0.47 Acres
2 Stories

EXTERIOR

Gated
Siding: Brick
Shingle Roof
Has Swimming Pool

INTERIOR

Central, Electric (Heating)

FINANCIAL & COMMUNITY

Bay County
Lake Merial Phase One Community
See More Details

Location

Map
Open in Google Maps

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Ad Statistics

Ad Number
7162425
Viewed
27 times
Listing Status
Active
Added
Aug 05, 2026
Last Refreshed
Sep 07, 2026 07:35:34 PM

Listing Information

Data Source
Central Panhandle Association of REALTORS
Source Property ID
793614
Listing Agent: Kaci A Hawes (License #: SL3441260) 850-628-4537
Broker: Neubauer Real Estate, Inc. ERA 850-785-1551 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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*Sellers offering $5,000 towards the interest rate buy down - photo 39
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*Sellers offering $5,000 towards the interest rate buy down - photo 41
*Sellers offering $5,000 towards the interest rate buy down - photo 42
*Sellers offering $5,000 towards the interest rate buy down - photo 43
*Sellers offering $5,000 towards the interest rate buy down - photo 44
*Sellers offering $5,000 towards the interest rate buy down - photo 45
*Sellers offering $5,000 towards the interest rate buy down - photo 46
*Sellers offering $5,000 towards the interest rate buy down - photo 47
*Sellers offering $5,000 towards the interest rate buy down - photo 48
*Sellers offering $5,000 towards the interest rate buy down - photo 49
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This home truly has it all--no HOA, a huge yard, plenty of - photo 1
This home truly has it all--no HOA, a huge yard, plenty of - photo 2
This home truly has it all--no HOA, a huge yard, plenty of - photo 3
This home truly has it all--no HOA, a huge yard, plenty of - photo 4
This home truly has it all--no HOA, a huge yard, plenty of - photo 5
This home truly has it all--no HOA, a huge yard, plenty of - photo 6
This home truly has it all--no HOA, a huge yard, plenty of - photo 7
This home truly has it all--no HOA, a huge yard, plenty of - photo 8
This home truly has it all--no HOA, a huge yard, plenty of - photo 9
This home truly has it all--no HOA, a huge yard, plenty of - photo 10
This home truly has it all--no HOA, a huge yard, plenty of - photo 11
This home truly has it all--no HOA, a huge yard, plenty of - photo 12
This home truly has it all--no HOA, a huge yard, plenty of - photo 13
This home truly has it all--no HOA, a huge yard, plenty of - photo 14
This home truly has it all--no HOA, a huge yard, plenty of - photo 15
This home truly has it all--no HOA, a huge yard, plenty of - photo 16
This home truly has it all--no HOA, a huge yard, plenty of - photo 17
This home truly has it all--no HOA, a huge yard, plenty of - photo 18
This home truly has it all--no HOA, a huge yard, plenty of - photo 19
This home truly has it all--no HOA, a huge yard, plenty of - photo 20
This home truly has it all--no HOA, a huge yard, plenty of - photo 21
This home truly has it all--no HOA, a huge yard, plenty of - photo 22
This home truly has it all--no HOA, a huge yard, plenty of - photo 23
This home truly has it all--no HOA, a huge yard, plenty of - photo 24
This home truly has it all--no HOA, a huge yard, plenty of - photo 25
This home truly has it all--no HOA, a huge yard, plenty of - photo 26
This home truly has it all--no HOA, a huge yard, plenty of - photo 27
This home truly has it all--no HOA, a huge yard, plenty of - photo 28
This home truly has it all--no HOA, a huge yard, plenty of - photo 29
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ADDITIONAL MARKETS
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 Wheelchair-accessible Housing & Universal Design Homes at Barrier Free Home
Part of Dream Home Network, Inc.
Last updated on 2026.09.07
Terms & Policy