Welcome to Tropic Terrace, a charming 55+ Gulf-access community ideally located in North Fort Myers, just minutes from downtown Fort Myers, shopping, dining, and waterfront entertainment. The community is walkable to a Publix shopping plaza via a private gate and is close to Marina Town, the Downtown River District, and the historic Edison & Ford Winter Estates. This wonderfully maintained 3rd-floor condo with elevator access offers a bright, open floor plan with ample storage and abundant natural light. Recent updates include a new stove and refrigerator, whole interior freshly repainted, new ceiling fans, upgraded electrical system, new toilet, newer A/C unit and hot water heater, and an updated lanai/Florida room-which captures peaceful views with morning sun and afternoon shade. Tropic Terrace delivers the ultimate Florida lifestyle with Gulf access, a private community boat ramp, and boat slips available for lease (subject to availability), offering easy access to the Caloosahatchee River and the Gulf. Amenities include a heated swimming pool, clubhouse, shuffleboard courts, beautifully landscaped walking paths, common laundry on each floor, storage areas, and BBQ spaces. Additional highlights include assigned parking, ample guest parking, a newer roof on the building, fully funded HOA reserves, no known assessments, and HOA fees that include master insurance, landscaping, trash, exterior pest control, and the amenities. Seasonal rentals are allowed, making this an excellent full-time residence, winter retreat, or investment opportunity. Conveniently located near medical facilities, pharmacies, downtown Fort Myers, Cape Coral, and major airports, this condo offers an exceptional blend of comfort, convenience, and coastal living all at a great price.