Why pay rent and build equity for someone else, when you can own this move-in-ready studio for less? With 20% down, you can own this well-maintained brightly-sunlit studio for a monthly payment of $1,723 -- including gas and electricity! This updated classic Roosevelt Terrace Studio is large enough for you to fashion distinct sleeping, living, and dining spaces, includes three large closets (and a vestibule for your entry bench/coat rack) a full-bath, and your own private 70 Square Foot Terrace!! The well-maintained and updated kitchen features solid wood, white shaker-style cabinets, black granite counter-tops, perfectly sized appliances, ample counter space, white brick backsplash, and an external vent-fan. You can also dine al fresco, on your own private South-East facing terrace, while enjoying the fresh air and view. The main living area has room for your sofa, chairs, and entertainment center. And the corner space for a bed (or Murphy bed) is large enough to hold a King-sized mattress (as shown in the photos). Off of the entrance are a full-bath, updated in white tile with a stylish modern vanity, and a windowed vestibule plus three large closets. And as much as you will feel at home in this welcoming space, you'll feel even better sitting on your private large terrace with open views, where you can watch the sunrise while you enjoy your morning coffee, or relax with your evening wine. Roosevelt Terrace Is a well-run and financially sound Co-op. $539 Monthly Maintenance Includes Electricity and Cooking Gas! (A/C units are extra $20 per month, for one the size that the owner is leaving in this unit.) Both Spectrum and Fios are Available. (No Subletting is Allowed, Sorry.) Dogs and Cats are Allowed. Parking - both Outdoor and Indoor - are Reasonably Priced ($68/$100 per Month) and currently on *short* waiting-lists. Storage Units are Available to Rent ($10 per Month), and Bike, Stroller and Shared Community Rooms are Free of Charge. The Four-Building Complex has Laundry Rooms in Every Building and Roving Security. Live-in Supers and Porters Keep the Co-op Well Maintained and Pristinely Clean. Best Yet, there are Park-like Seating Areas and a Private Playground for Your Family's Enjoyment, where You can Meet your Neighbors while making new friends!! Situated in the heart of the Landmarked Historic District for which Jackson Heights is justly famous, this co-op boasts a Walk-Score of 98, and Transit-Score of 100! This Apartment is Close to Shopping, Ethnic Restaurants of All Kinds, Public Transportation (buses and subways), the Newly Renovated Travers Park with the Sunday Year-Round Farmer's Market, and all the Vibrant and Diverse Culture and People from the World Over, that make Jackson Heights Duly Famous. Zoned for PS 69, 89, and 222 and IS 230, with several other specialized choices. (Please see NYC Dept. of Education *Find a School*). The math of Ownership: With $46K down, $1,184 monthly mortgage payment (assuming 6.75% 30-year loan) and $539 maintenance (includes electric and cooking gas) your monthly cost is $1,184 + $539 = $1,723. All showings are private only.