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$950,000

3
Beds
3
Baths
2,922
Sqft

524 CEDAR CREEK Rd, Palatka, Florida, 32177

By contacting this agent you agree to these Terms and Conditions.
Home Florida Palatka
Welcome to a rare, gated riverfront estate offering 128 feet of
Welcome to a rare, gated riverfront estate offering 128 feet of
Welcome to a rare, gated riverfront estate offering 128 feet of
Welcome to a rare, gated riverfront estate offering 128 feet of
Welcome to a rare, gated riverfront estate offering 128 feet of
MLS# 2136154
Home For Sale

Welcome to a rare, gated riverfront estate offering 128 feet of

$950,000

524 CEDAR CREEK Rd, Palatka, Florida, 32177

3
Beds
3
Baths
2,922
Sqft
1.470
Acres
$950,000
524 CEDAR CREEK Rd, Palatka, Florida, 32177
3 Beds
3 Baths
2,922 Sqft
1.470 Acres
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.
32 days
on BarrierFreeHome.com
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Property Details

3 Beds
3 Baths
2,922 Sqft
Built in 1994
1.470 Acres
RV, Gated, Garage, Carport, Open
Heat Pump (Heating), Electric (Heating), Central
Siding: Brick
Metal Roof
Has Fireplace
$8,549 Property Tax
Bostwick Community
Putnam County
1 Story
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Ad Statistics

Ad Number
7456597
Viewed
22 times
Added
Mar 22, 2026
Updated on
Mar 23, 2026

Listing Information

Data Source
RealMLS
Source Property ID
2136154
Listing Agent: BARBARA JENNESS, Barbara B. Jenness, P.A., 904-823-0027, 904-823-0027 Listing Site, Listing Status: Active
Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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By proceeding you authorize Dream Home Network Inc., its service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners), and its affiliates, to contact me using the contact details you provided, via phone call or text (SMS) using automated dialing technology for marketing or advertising purposes, including contacting me about my inquiry and other home-related matters. Not a condition for purchase. Message and data rates may apply. This consent applies even if you are on a corporate, state or national Do Not Call list. Dream Home Network Inc. may share information about your recent and future site activity with its affiliates and service providers (including real estate professionals such as Brokers, Listing Agents, Buyers Agents, and local referral partners) to help them better understand what I am looking for in a property. To opt-out at any time you can reply "STOP" or contact Dream Home Network Inc. at  csv@dreamhomenetwork.com .
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LakeHouse.com BeachHouse.com GolfHomes.com
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Dream Home Network Inc.

is committed to ensuring digital accessibility and property listings for individuals with disabilities. All information provided is deemed reliable but is not guaranteed and should be independently verified. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. If you wish to report an issue or seek an accommodation, please let us know.

Dream Home Network Inc. Sells leads to DHN Realty Inc. who holds real estate brokerage licenses in Alabama. Listing agents will be sent notification copy of leads on their listings where Dream Home Network Inc. is provided listings via our Feed Provider as required.

© 1997 - 2026 Wheelchair-accessible Housing & Universal Design Homes at Barrier Free Home
Part of Dream Home Network, Inc.
Last updated on 2026.04.23
Terms & Policy