Builder is offering a permanent buydown interest rate of as low as 4.99% on VA & FHA loans, plus an additional incentive towards closing costs or upgrades, with preferred lending partners. Welcome to the beautiful Oxford plan in the desirable Summerton Village community! This thoughtfully designed home features the primary suite on the main level, along with a flex room, while two additional bedrooms and a full bath await upstairs. The charming rocking chair front porch adds instant curb appeal and a warm welcome. Step inside to find luxury Evacore click flooring flowing throughout the main living areas, creating a bright and open feel. The versatile flex room can be tailored to fit your lifestyle, whether it's a home office, playroom, or creative studio. The stylish kitchen is a standout with a large center island, ceramic farmhouse sink, granite countertops, full tile backsplash, pendant lighting, stainless steel appliances, pantry, and garbage disposal. The great room features a tray ceiling and cozy gas log fireplace. Retreat to the spacious main-floor primary suite complete with tray ceiling, generous walk-in closet, and a luxurious en suite bath featuring dual vanities, framed mirrors, quartz countertops, a walk-in shower, and soaking tub. All bathrooms include matching quartz counters, elegant fixtures, and luxury vinyl tile flooring. Upstairs you'll find two additional bedrooms and a full bath, offering space and comfort for family or guests. Enjoy outdoor living on the covered back porch and patio, ideal for entertaining. This home also includes a privacy fence, tankless gas water heater, smart home security system, and a sprinkler system. Summerton Village offers a peaceful setting with sidewalks, a resort-style pool, pavilion, natural gas, and streetlights--all just outside the city limits (no city taxes!) and conveniently located near shopping, dining, and more. Builder is also offering a permanent interest rate buydown as low as 4.99% for qualified buyers, on VA and FHA loans with preferred lenders, through March 31, 2026. Builder is also offering a 7000 dollar incentive to use towards closing costs or upgrades. Experience a 360-degree tour of a previously built home with this floor plan. 625-SV-7009-01