PMM OWNER FINANCING AVAILABLE WITH AMAZING TERMS! 1/2 % below prime interest-only, 3-year balloon, 25% down. If you were to get a bank loan your mo/payment would be $2,922.81 (P&I on conventional 30 year @6%). In our scenario, you would only pay $2234.37/mo (Interest only payments for 3 years @ 5.5%) with owner finance. The $688.44 difference should cover Lava Zone 2 insurance costs for the 3 years ($574), giving you that time to better the 5.5 % interest rate a bank and obtain cheaper insurance if it becomes available. See the attached insurance quote. Discover the freedom of your Hawaiian paradise in this beautifully designed, fully furnished, off-grid home overlooking the stunning blue waters of Milolii, Hawaii's only remaining ancient fishing village. Thoughtfully crafted for comfort, independence, and accessibility, this 3-bedroom, 2-bath retreat combines modern luxury and high end accommodations with sustainable island living. Step inside to find a fantastic open layout with tile flooring throughout and electric blinds in the living room that reveal breathtaking ocean and sunset views. The spacious kitchen features ample storage and an additional freezer, perfect for entertaining or extended stays. Enjoy effortless accessibility with A 750 pound lift elevator that is wheelchair accessible, connecting the carport to the main lanai area. Relax inside on the fine leather sectional or dine outdoors on the lanai with your Weber barbecue grill, surrounded by terraced rock walls and lush, tropical landscaping that create a private island oasis. This home is fully self-sufficient with an OWNED photovoltaic system, four backup batteries ( HELCO bill roughly $30/mo), two tankless hot water heaters; one electric for the kitchen and a propane one for the house, an ultraviolet water filtration system and high speed, fiber optic internet to keep you connected! Refresh in the outdoor shower, then unwind while watching the sunset paint the horizon.