Ad #6717236
MLS #794688
This home truly has it all--no HOA, a huge yard, plenty of
2638 E 40th Plaza, Panama City, FL 32405
$599,000
5Beds
3Baths
2,377Sqft
0.41Acres
About this property
This home truly has it all--no HOA, a huge yard, plenty of parking, a private Gunite pool, and a brand-new septic system, all centrally located on a quiet dead-end street in Lynn Haven. The detached, recently built mother-in-law suite adds incredible flexibility with its own entrance, full kitchen, and bathroom, making it ideal for guests, family, or additional living space at approximately over 400 sq ft. The main home features large windows that fill the space with natural light, with tinted windows designed to improve efficiency and help keep energy costs low. Inside, you'll find an updated 4-bedroom, 2-bath layout with modern touches, granite countertops, stainless-steel appliances, waterproof luxury vinyl flooring, shiplap accents, and a tankless water heater. Outside, enjoy the pool, oversized yard, privacy fence, pergola, outdoor shower, half bath, and ample storage. With no HOA, no monthly water (Culligan filtration system) or sewer bill (brand new septic tank), low energy costs, abundant parking, generous outdoor space, a pool, and flexible living accommodations, this property offers a rare combination of comfort, functionality, and value in a convenient Lynn Haven location. Measurements are approximate.
Property Features
5 Beds
3 Baths
2,377 Sqft
Built in 1976
0.41 Acres
1 Story
RV
Siding: HardiplankType
Metal Roof
Has Swimming Pool
Has Fireplace
Fireplace(s), Central, Electric (Heating)
$2,178 / yr property tax
Bay County
[No Recorded Subdiv] Community
Additional Photos
Contact Information
Matt W Wright
Think Real Estate
850-227-8276
Location
Listing Agent: Matt W Wright (License #: sl3475720) 850-227-8276
Broker: Think Real Estate 850-890-6262 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Think Real Estate 850-890-6262 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
BarrierFreeHome.com
Printed Sep 7, 2026
Photo Gallery
$599,000
5
Beds
3
Baths
2,377
Sqft
2638 E 40th Plaza, Panama City, FL 32405
By contacting this agent you agree to these Terms and Conditions.
MLS# 794688
$599,000
2638 E 40th Plaza, Panama City, FL 32405
5
Beds
3
Baths
2,377
Sqft
0.41
Acres
$599,000
2638 E 40th Plaza, Panama City, FL 32405
5 Beds
3 Baths
2,377 Sqft
0.41 Acres
Accessibility Features
Accessible Approach with Ramp
This home truly has it all--no HOA, a huge yard, plenty of
This home truly has it all--no HOA, a huge yard, plenty of parking, a private Gunite pool, and a brand-new septic system, all centrally located on a quiet dead-end street in Lynn Haven. The detached, recently built mother-in-law suite adds incredible flexibility with its own entrance, full kitchen, and bathroom, making it ideal for guests, family, or additional living space at approximately over 400 sq ft. The main home features large windows that fill the space with natural light, with tinted windows designed to improve efficiency and help keep energy costs low. Inside, you'll find an updated 4-bedroom, 2-bath layout with modern touches, granite countertops, stainless-steel appliances, waterproof luxury vinyl flooring, shiplap accents, and a tankless water heater. Outside, enjoy the pool, oversized yard, privacy fence, pergola, outdoor shower, half bath, and ample storage. With no HOA, no monthly water (Culligan filtration system) or sewer bill (brand new septic tank), low energy costs, abundant parking, generous outdoor space, a pool, and flexible living accommodations, this property offers a rare combination of comfort, functionality, and value in a convenient Lynn Haven location. Measurements are approximate.
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Property Details
HOME DETAILS
5 Beds
3 Baths
2,377 Sqft
Built in 1976
0.41 Acres
1 Story
EXTERIOR
RV
Siding: HardiplankType
Metal Roof
Has Swimming Pool
INTERIOR
Has Fireplace
Fireplace(s), Central, Electric (Heating)
FINANCIAL & COMMUNITY
$2,178 / yr property tax
Bay County
[No Recorded Subdiv] Community
See More Details
Location
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Ad Statistics
Ad Number
6717236
Viewed
15 times
Listing Status
Pending
Added
Aug 27, 2026
Last Refreshed
Sep 07, 2026 07:35:34 PM
Listing Information
Data Source
Central Panhandle Association of REALTORS
Source Property ID
794688
Listing Agent: Matt W Wright (License #: sl3475720) 850-227-8276
Broker: Think Real Estate 850-890-6262 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Broker: Think Real Estate 850-890-6262 Listing Site
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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